Welcome Financial Services/Cattles

DylanLucy

Hi 
I worked for Welcome Financial Services (Cattles) from 2007 to 2010 and am trying to find details of any workplace pension I had. I've tried all the usual tracing services but no luck so wondered if anyone might have any info?
thanks!

Marcon

Taken from the accounts y/e 31.12.2009 for Welcome Financial Services:



Are you sure there's a pension to find? Can you remember ever receiving details of this, or asking to be enrolled into it (this was well before the days of auto enrolment)?

Both Welcome FS and Cattles have been liquidated. I had a look on the Pension Protection Fund website but couldn't find anything relating to the defined benefit scheme (although given the year you joined them, it was likely to have been closed to new members and you would only have been offered membership of the defined contribution arrangement - and then only if you met the employer's eligibility requirements).

DylanLucy

That's interesting. I was sure there was one and my (late) husband had one too. I'm still trying to find paper copies of payslips etc. so will keep hunting. Thanks for looking.

flaneurs_lobster

Marcon said:

Taken from the accounts y/e 31.12.2009 for Welcome Financial Services:

I'd take those accounts with a pinch of salt, the FSA certainly seemed to think that they were less than entirely accurate. https://www.fca.org.uk/publication/final-notices/welcome-financial-service.pdf

Marcon

flaneurs_lobster said:

Marcon said:

Taken from the accounts y/e 31.12.2009 for Welcome Financial Services:

I'd take those accounts with a pinch of salt, the FSA certainly seemed to think that they were less than entirely accurate. https://www.fca.org.uk/publication/final-notices/welcome-financial-service.pdf

The disclosure on pensions is likely to be entirely valid. It's a simple statement of fact.

Brie

Check your bank statements too.  It's possible that you weren't there long enough to get a vested pension so any contributions may have been refunded.  That was generally what happened if your membership was less than 2 years.  

Isn't there supposed to be something on our state pension records about work pensions too?  

DylanLucy

Thanks. There is a tracing service on the government website but it just shows this company as archived. I've tried everywhere recommended but no luck so far.

DylanLucy

Just wanted to post an update for anyone else that might be looking for this. The pension is held with Aviva and the email address for enquiries is: NGP.questions@dgaviva.com. Hoping it might help someone!