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Another opos victim
caeos
Posts: 1 Newbie
i have read throught the topics and judge i need to send a prove it letter but here is my take on the situation.
i receivedf by 2 different emails address the same email with the same "account and pin". (not i receive text in plain format not html and spotted their tracker) from some femal name.
i created an email account on my server specifically for them, emailed them i want more info and included the account number and pin.
the response from the female account was in a mans name ( yes i know generic email account etc) telling me the usual "we want personal details". so i responded with "what debt, who to and why should i give an unknown person who is emailing from a womans account with a male name all my personal details - are you a scammer" ? Heres a nice touch, i also asked for a SAR form, their DPO and DC details.
i receivedf by 2 different emails address the same email with the same "account and pin". (not i receive text in plain format not html and spotted their tracker) from some femal name.
i created an email account on my server specifically for them, emailed them i want more info and included the account number and pin.
the response from the female account was in a mans name ( yes i know generic email account etc) telling me the usual "we want personal details". so i responded with "what debt, who to and why should i give an unknown person who is emailing from a womans account with a male name all my personal details - are you a scammer" ? Heres a nice touch, i also asked for a SAR form, their DPO and DC details.
Their next email was pretty much the same but this time offered me a discount on the £136 to just £86 if i paid in 3 days! the only thing near 136 is my council tax, checked nothing outstanding on there. So i emailed back a repeat of the the first email with again asking for full details and excersicing my SAR under GDPR.
The response this time was a "bill" telling me i owe 450+ to a credit card company (SAV?) so i reposnded. As they had not provided me with the details i asked for and were obviously confusing me with someone else i was not only sending them a prove it letter by tracked email, postal mail but was also informing the ICO that they were refusing their legal obligation in fulfillling my legal rights under GDPR.
credit file shows nothing from them, nothing on the 2 different debts, and yes, im bored, i like playing and lets see what happens now.
The response this time was a "bill" telling me i owe 450+ to a credit card company (SAV?) so i reposnded. As they had not provided me with the details i asked for and were obviously confusing me with someone else i was not only sending them a prove it letter by tracked email, postal mail but was also informing the ICO that they were refusing their legal obligation in fulfillling my legal rights under GDPR.
credit file shows nothing from them, nothing on the 2 different debts, and yes, im bored, i like playing and lets see what happens now.
0
Comments
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Basically ignore emails and anything else that isn’t a letter.
Legitimate companies will write to you if they want you to pay a debt.
Emails can be sent by anyone, hence the need to pass data protection before they would deal with you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Ignore emails, ignore texts, block phone calls.
If it's important, they will write0
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