Conflicting information from Future Pensions and HMRC

Riva114

Thanks everyone. There's nothing in the links that says you have to have been registered in the year you want to pay, bizarrely.
I've registered now, so hopefully they'll let me pay class 2 in future, but I will ask about Pension Credit before I do that - if I EVER get through to them, sigh...

Isthisforreal99

Riva114 said:

Thanks everyone. There's nothing in the links that says you have to have been registered in the year you want to pay, bizarrely.
I've registered now, so hopefully they'll let me pay class 2 in future, but I will ask about Pension Credit before I do that - if I EVER get through to them, sigh...

So you will have records to complete the Tax Returns that you will be asked to complete?

Why disn't you register 20 years ago - there was no trading allowance then and all self-employed were required to complete Tax Returns regardless of profit.

Riva114

Dazed_and_C0nfused said:

Riva114 said:

itsthelittlethings said:

Would you be better off on Pension Credit?

I don't know - I thought you only got Pension Credit if you actually got a state pension? 

https://www.gov.uk/pension-credit/eligibility

I did read that and it doesn't say you do need to be on a state pension, so that's something else I can ask them if I get through! 

Riva114

Isthisforreal99 said:

Riva114 said:

Thanks everyone. There's nothing in the links that says you have to have been registered in the year you want to pay, bizarrely.
I've registered now, so hopefully they'll let me pay class 2 in future, but I will ask about Pension Credit before I do that - if I EVER get through to them, sigh...

So you will have records to complete the Tax Returns that you will be asked to complete?

Why disn't you register 20 years ago - there was no trading allowance then and all self-employed were required to complete Tax Returns regardless of profit.

Because they  told me I didn't need to because I made so little money! 😭

itsthelittlethings

If you don’t have a partner with a significant pension (because I believe it’s for a couple), you would be far far better off on pension credit than topping up if you have no other pension as you will get other passported benefits.

Isthisforreal99

Riva114 said:

Isthisforreal99 said:

Riva114 said:

Thanks everyone. There's nothing in the links that says you have to have been registered in the year you want to pay, bizarrely.
I've registered now, so hopefully they'll let me pay class 2 in future, but I will ask about Pension Credit before I do that - if I EVER get through to them, sigh...

So you will have records to complete the Tax Returns that you will be asked to complete?

Why disn't you register 20 years ago - there was no trading allowance then and all self-employed were required to complete Tax Returns regardless of profit.

Because they  told me I didn't need to because I made so little money! 😭

Sorry, HMRC do not accept that anybody made 'so little money' on the basis of a phone call. Now you have retrospectively registered as self-employed, expect the thud of some Tax Returns through your letterbox in the coming weeks.