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Lowell settle agreement advice

gerrard88 · 2025-10-30 10:04:14

Hi all lowell sent me a lettee to say they would give me 70% discount. So would need to just pay £1213 over 6 months anyone done this? Would they do it over 12 month if i called them? Do I wait bit longer. Ignore it?

Comments

sourcrates Posts: 32,036 Ambassador

30 October at 2:44PM

gerrard88 said:

Thanks

can I not email?

An official request made under sec 77 must be in writing and include the statutory fee of £1.

Not all creditors charge for this service, but the fee is still on the statute books so must be included to be legally compliant.

A postal order is the usual method of payment, a bit of a faf granted, but if you want to find out if your debt is unenforceable you must jump through some hoops.

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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