Tiny pension from previous employer

Shoxt3r · 27 October 2025 at 9:17AM

Hi there,

I have a tiny pension pot from an employer I was with for about 2 years. The sum is only about £200 so far (estimated to be around £400 at retirement age).

As I've found I cannot withdraw it, what are my best options please?

I was hoping to withdraw and put it into a savings account but from the little I've read, the pot is locked until I'm 55/57.

Thanks in advance.

mebu60 · 27 October 2025 at 9:28AM

What type of pension is it? Assuming it can be transferred, do you have any other pensions it could be moved in to?

Gary1984 · 27 October 2025 at 9:44AM

Sounds like a defined benefit pension that will pay you an income every year when you retire? Just leave it as it is and take the income when the time comes. Probably not worth the hassle of doing anything else with it.