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Getting going on my debt free journey
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Just wanted to add bravo for clearing the overdraft with selling stuff, if this is already your attitude then you are absolutely going to get to the debt free place you want to be 💪
I know this is a sensitive subject but you say you live with your partner and you both pay towards the mortgage, is this a home you both have equal legal rights to or are you living with them and helping pay their mortgage? No right or wrong answers, but if you're paying towards something that's only in their name, once you're feeling more on track it might be worth looking into and discussing what your rights would be so you have a home or return from your contributions should god forbid something happen to them or your relationship
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1
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