Another debt free wannabe

in_need_of_direction

I think you need to factor in what you saved by not getting people in for the small jobs

cwillow1983

in_need_of_direction said:

I think you need to factor in what you saved by not getting people in for the small jobs

Thanks. Yes that's a good way to look at it, particularly in the short term. 

cwillow1983

It's pay day today and a strategy I'm starting this month is to use a second bank account to transfer a set small amount for "guilt free spending" and use the main account for bills, groceries, loan/CC repayments. 

I'm hoping this compartmentalizing will help me stay on track and be more aware of what I can spend on leisure/treats etc and still be in budget overall.