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Borrow more to cut interest rate and repayments, but extend the term?

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  • Altior
    Altior Posts: 1,208 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    If the original loan is being settled, the plan is sound. 
  • Nasqueron said:
    While it could reduce payments by £50, why not keep paying that money that you already budgeted to not have and clear it sooner?
    That's what I ended up thinking late last night. Heck, I might even be able to shorten the loan beyond the term remaining now!

    GNU Terry Pratchett :)
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