We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Sipp Pension

metro1111 · 2025-10-20 14:44:51

Hi all, Thank you in advance for any help received. I am looking to open a sipp pension and make payments into it from my limited company and i am the sole director. I have not opened a pension before, but i am looking to see if there is a way i can use my allowance from last year as well as this year. So pay £60,000 into…

Comments

Grumpy_chap Posts: 20,024 Forumite

21 October 2025 at 12:55PM

metro1111 said:

After speaking to my chartered via email he said it is possible to forward last tax years allowance even thought I was not registered with a pension scheme last year.

Be aware that not all Accountants are knowledgeable on investment rules for pensions.

From what you have said in this thread, carry forward is not available to you as you state you were not a member of any pension scheme in prior tax years.

2