Partner filing for bankruptcy & remortgage

MEM62

kevkev3110 said:

Can I simply keep the mortgage in my name,

Why on earth would you do otherwise?  

luvchocolate

Isthisforreal99 said:

As an aside, and nothing to do with mortgage, check your home insurance if you are required to notify them that someone who is living in the property has been made bankrupt.

This is something you must remember to check..most home/contents insurance need this information 

RAS

You need to ensure that your partner pays only towards the CT, utilities and household expenses. Nothing towards the mortgage so he can't claim beneficial interest.

Either half or in proportion to your incomes, subject to your discussions and to what the OR decides is reasonable.

I would say that if he's got previous form with tax issues and not sorting out problems, there probably is grounds to be concerned about the situation going forward.

That doesn't mean that you need to sever the relationship because of his bankruptcy. 

But if you do intend to sever the relationship, please do it before he applies for bankruptcy.

He'll find it a lot easier to find new accommodation and have it factored into his Statement of Affairs. Renting new properties whilst an undischarged bankrupt is really hard.