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Private Pension when not working

Hi, I live off a widow pension, carers allowance for my daughter and interest from savings, total income is about £20,000. I was thinking I should start a pension and wanted to put in 2880 in a year but would the government add to this with tax relief as I don't work? From what I've read you have to earn under a certain amount and I don't earn anything but I do have taxable income, please help as i'm very confused and not sure who to ask. Many thanks 

Comments

  • tr7phil
    tr7phil Posts: 113 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Yes, you'll get basic rate tax relief on £2880 per year regardless of whether you paid any tax or not.
  • Albermarle
    Albermarle Posts: 28,919 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    tr7phil said:
    Yes, you'll get basic rate tax relief on £2880 per year regardless of whether you paid any tax or not.
    OP - You will get the tax relief even if you had no income at all.

    In practice what happens is that the pension provider will automatically claim basic rate tax relief for you, on any contribution you make.
    So it is up to you not to add more than you are allowed - which is £2880. 
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