We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Private Pension when not working

Hoymoon
Posts: 1 Newbie
Hi, I live off a widow pension, carers allowance for my daughter and interest from savings, total income is about £20,000. I was thinking I should start a pension and wanted to put in 2880 in a year but would the government add to this with tax relief as I don't work? From what I've read you have to earn under a certain amount and I don't earn anything but I do have taxable income, please help as i'm very confused and not sure who to ask. Many thanks
0
Comments
-
Yes, you'll get basic rate tax relief on £2880 per year regardless of whether you paid any tax or not.
1 -
tr7phil said:Yes, you'll get basic rate tax relief on £2880 per year regardless of whether you paid any tax or not.
In practice what happens is that the pension provider will automatically claim basic rate tax relief for you, on any contribution you make.
So it is up to you not to add more than you are allowed - which is £2880.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards