AIB £200 Switch & Stay Offer (NI Only) 6/10/25-TBC

Bridlington1

Haven't seen this mentioned yet but AIB now have a switching offer:

To get the £100 for switching you must:

• Be a new AIB current account and regular saver customer living in Northern Ireland
• Complete a full switch to the current account using the CASS
• Activate their Online banking
• Deposit £1.5k into the account and have at least 2 DDs on the account within 30 days of opening the account.
• If you do the above £100 shall be paid to your AIB current account within 60 days

To get the £100 ``cashback offer" you must:

• Have opened an AIB (NI) Personal Current Account using the Current Account Switch Service within the last 30 days
• Deposit £100 into the Regular Saver within 30 days of opening
• If you do the above £100 shall be paid into the Regular Saver within 60 days.

Both accounts can now be opened online.

Full Ts&Cs see:
https://aibni.co.uk/our-products/current-accounts/classic-account

For future reference, Ts&Cs have now been archived to the wayback machine:
https://web.archive.org/web/20251012062843/https://aibni.co.uk/personal-docs/our-products/save-and-switch-tandc.pdf

danny13579

Interesting, have never seen AIB do a switching offer before. As I'm in NI I'll be giving this one a go. 👍

Bridlington1

danny13579 said:

Interesting, have never seen AIB do a switching offer before. As I'm in NI I'll be giving this one a go. 👍

For me it's the fact that they've started allowing online applications that interests me, previously it was branch only. 

If they remove the NI resident criteria for online accounts and make it so it's UK residents (as they do for branch applications) then that gives me another switching offer I can hoover up.

As an aside I don't think AIB is listed on @pecunianonolet's thread on banks that do hard/soft searches so please could you let us know whether or not they do a hard search for completeness?

danny13579

Bridlington1 said:

For me it's the fact that they've started allowing online applications that interests me, previously it was branch only. 

Irish banks are archaic, so the fact that they've finally started allowing online applications is a welcome surprise as is the switch offer.

Bridlington1 said:

If they remove the NI resident criteria for online accounts and make it so it's UK residents (as they do for branch applications) then that gives me another switching offer I can hoover up.

Can't see it happening, NI banks are very provincial, as we've also seen with Danske. Even Ulster seems to do fewer switch offers than NatWest and RBS, though their switch offers are UK wide.

Bridlington1 said:

As an aside I don't think AIB is listed on @pecunianonolet's thread on banks that do hard/soft searches so please could you let us know whether or not they do a hard search for completeness?

Will do, though it may take a while to show up on my credit report.

Ed-1

danny13579 said:

Interesting, have never seen AIB do a switching offer before. As I'm in NI I'll be giving this one a go. 👍

They did one in early 2015 under their former name First Trust Bank.

dertinbay

Just tried the big convoluted sign up process and it reset whole application when i was about to finish it. Getting bad “danske” vibes here. Maybe i will leave local banks alone.

danny13579

dertinbay said:

Just tried the big convoluted sign up process and it reset whole application when i was about to finish it. Getting bad “danske” vibes here. Maybe i will leave local banks alone.

Just completed my application which was quite a time consuming exercise. Now awaiting approval and receipt of Docusign stuff.

Did you go ahead with your application?

dertinbay

No Danny far too danske-esque for me to be comfortable redoing whole schbang again 

danny13579

dertinbay said:

No Danny far too danske-esque for me to be comfortable redoing whole schbang again 

I've received the Docusign stuff but there is so much in it I couldn't face it tonight so will fill it all out tomorrow. The switching form is there too. So many forms, hopefully they all just need signing. Won't know if I'm approved until after I send it all back.

I get that you're still traumatised after the Danske switch, but that £100 £200 will be very handy coming up to Christmas. 

I'll post on here how it goes and hopefully it's a bit less traumatic. Don't give up just yet! 🤗

Aidanmc

Completed the Docusign stuff on Monday,
No response since. 

danny13579

Aidanmc said:

Completed the Docusign stuff on Monday,
No response since. 

I've just completed the Docusign process. Nothing more I can do really, I'm not going setting up direct debits until I know my application has been accepted.