Interesting TEDx talk on the 4 Phases of Retirement

barnstar2077

Yorkie1 said:

GB_Smithy_1968 said:

Great share, I really like that framing. I've been thinking more and more about this. Retirement gets talked about as a number far more often than a phase of life, and those human bits you mention are usually where the real work is.

If you’re in the mood for another short listen, there’s also a thoughtful TEDx talk on retirement planning called "Do you have enough saved for retirement?". It looks less at products and more at purpose, identity, and what a “good life” actually looks like once work steps back. It sits quite nicely alongside the ideas you’ve outlined here.

And I smiled at your last line. That blending and experimenting phase often feels far more realistic than neat, linear stages. We all seem to end up finding our own rhythm in the end 🍻

Would that be this one? 

Watched the video, was mainly waffle, very sparse on content.  Plus I thought his numbers seemed off.  I guess he was including how much you would have to pay his company in fees too! :  )

zagubov

ali_bear said:

zagubov said:

This reminds me of something I read back in the 80s. The people behind Club Med  proposed a retirement programme called  Skills for Sunlight exchange, where retired Europeans with skills would retire in warmer developing countries where they would help local communities by passing on thier skills and expertise.
:

Sounds ghastly. 

It was extremely common back then for graduates and qualified professionals in the UK to spend years abroad helping with international development projects for charities such as the Voluntary Service Overseas in places like Egypt and Nigeria before returning to the UK to start their careers.

I'd like to think that such charitable work was still a thing, but I think that it got replaced by gap year travels with people just combining fruit-picking and bar work with sight-seeing instead.

I did know of someone in France who had a degree in a useful area of science who managed to do his national service helping out at a Moroccan University for a couple of years instead of the army and he found it very positive so I can see how it might have had potential for some countries.

ali_bear

You're talking about young people now and that's all well and good. 

katejo

MarzipanCrumble said:

Everybody who retires needs to factor in death of any partner, because this will absolutely change your outlook and, maybe, your financial position.  

Maybe the surviving partner could find that, on return to the UK, he/she is no longer eligible for NHS health treatment?

Albermarle

ali_bear said:

You're talking about young people now and that's all well and good. 

And ones possibly avoiding conscription by doing it.

bownyboy

MarzipanCrumble said:

Everybody who retires needs to factor in death of any partner, because this will absolutely change your outlook and, maybe, your financial position.  

True. Ensure you have wills and power of attourney for financial and health & wellbeing sorted. Me and my wife also went through what we would like for our funerals and if we were incapacitated and if we wanted DNRs.

Now its all done and filled away its a weight off. 

This came about from having to organise family members funerals who left no instructions, wills or POA. We would never want either of us to be in that position. 

zagfles

zagubov said:

ali_bear said:

zagubov said:

This reminds me of something I read back in the 80s. The people behind Club Med  proposed a retirement programme called  Skills for Sunlight exchange, where retired Europeans with skills would retire in warmer developing countries where they would help local communities by passing on thier skills and expertise.
:

Sounds ghastly. 

It was extremely common back then for graduates and qualified professionals in the UK to spend years abroad helping with international development projects for charities such as the Voluntary Service Overseas in places like Egypt and Nigeria before returning to the UK to start their careers.

I'd like to think that such charitable work was still a thing, but I think that it got replaced by gap year travels with people just combining fruit-picking and bar work with sight-seeing instead.

Plus schools and colleges arranging rip-off "voluntourism" holidays for their students, where the students pay a ridiculous amount like £3k each for a 2 week working holiday staying in basic accomodation in a dirt cheap third world country, where the work they do is unskilled, like painting a school etc. Completely pointless, they could just raise a few £ to pay locals to do the work. But it probably ticks a few boxes for the school's PR and the students' CV, and makes a shedload for the companies that organise the holidays

Nebulous2

zagfles said:

zagubov said:

ali_bear said:

zagubov said:

This reminds me of something I read back in the 80s. The people behind Club Med  proposed a retirement programme called  Skills for Sunlight exchange, where retired Europeans with skills would retire in warmer developing countries where they would help local communities by passing on thier skills and expertise.
:

Sounds ghastly. 

It was extremely common back then for graduates and qualified professionals in the UK to spend years abroad helping with international development projects for charities such as the Voluntary Service Overseas in places like Egypt and Nigeria before returning to the UK to start their careers.

I'd like to think that such charitable work was still a thing, but I think that it got replaced by gap year travels with people just combining fruit-picking and bar work with sight-seeing instead.

Plus schools and colleges arranging rip-off "voluntourism" holidays for their students, where the students pay a ridiculous amount like £3k each for a 2 week working holiday staying in basic accomodation in a dirt cheap third world country, where the work they do is unskilled, like painting a school etc. Completely pointless, they could just raise a few £ to pay locals to do the work. But it probably ticks a few boxes for the school's PR and the students' CV, and makes a shedload for the companies that organise the holidays

An acquaintance had a child doing this - and they were fundraising for costs.  I looked it up, did a bit of digging and it was organised by a branch of a holiday company who were making millions from it every year. 

I'm cynical about a lot fundraising stuff. I remember looking at a charity who wanted volunteers for a London to Paris cycle run. It was very well resourced, a van to follow, a mechanic, decent accommodation each night but was surprisingly cheap - around a quarter to a third of what I calculated it would cost to put on. 

The kicker was that you had to raise something like £8k in sponsorship for the company. I wondered if the friends of the participants knew that a proportion of their sponsorship money was subsidising their friend's trip?