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Voucher Rewards from employer

nicke20
nicke20 Posts: 66 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 11 October at 7:02AM in Shop but don't drop
Ive been awarded £2000 by my employer for long service (40 years) the sting it must be vouchers so he doesnt pay tax!
I started by finding love to shop contactless vouchers that would give me a digital prepaid mastercard, that arrived by email, with £500 on it as a test (I was hoping for just £50) all up and running in my google wallet, off to tescos to do a shop, declined!, try it at petrol station, declined!
try using it in paypal, declined!, topping up my ovo energy account, declined!, Paying the wifes Next order, declined. You get the idea, totaly useless. So two questions
what can i do with is £500 prepaid master card? i dont want to spend on stuff i dont want and more importantly ive got £1500.00 to convert into "vouchers" what do i get that i can either use for my everyday shopping or convert easily into cash?
I have no idea what sub forum group to put this question in?

Comments

  • El_Torro
    El_Torro Posts: 1,973 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If it's being declined in various different places I would query this with Love2Shop. At the very least they should be able to tell you where it won't be declined.
  • 35har1old
    35har1old Posts: 2,095 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 10 October at 8:25PM
    nicke20 said:
    Ive been awarded £2000 by my employer for long service (40 years) the sting it must be vouchers so he doesnt pay tax!
    I started by finding love to shop contactless vouchers that would give me a digital prepaid mastercard, that arrived by email, with £500 on it as a test (I was hoping for just £50) all up and running in my google wallet, off to tescos to do a shop, declined!, try it at petrol station, declined!
    try using it in paypal, declined!, topping up my ovo energy account, declined!, Paying the wifes Next order, declined. You get the idea, totaly useless. So two questions
    what can i do with is £500 prepaid master card? i dont want to spend on stuff i dont want and more importantly ive got £1500.00 to convert into "vouchers" what do i get that i can either use for my everyday shopping or convert easily into cash?
    I have no idea what sub forum group to put this question in?
    Can you not buy a Tesco gift card or
    Sainsbury's Asda Morrison

    Did you not read where it was acceptable  go to love shop site and print out the Iist and note any exclusions applying  Iceland, M&S 
    Love to shop holidays 
    You not likely to be able to convert to cash
  • Slinky
    Slinky Posts: 11,209 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Note that Tesco giftcards aren't accepted online, only instore.
    Make £2025 in 2025
    Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
    Total (4/9/25) £1573.21/£2025 77%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023  128.8%




  • p00hsticks
    p00hsticks Posts: 14,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't understand the bit about converting the Love2shop vouchers into a digital prepaid Mastercard. 
    Could the declines be something to do with the fact that that only certain retailers accept the love2shop vouchers ?

    Perhaps try using it in one of these 
    Where can I spend Love2shop Gift Cards | View full store list
  • danny13579
    danny13579 Posts: 861 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    Tesco, PayPal, Ovo, Next, petrol stations - none of these are on the list of retailers that accept these cards.

    Did you put £500 onto the card without reading this? You can't just use these cards anywhere. Only at the participating retailers.

    There seems to be two kinds of Love2Shop card. Love2Shop gift cards (very restrictive) and the Love2Shop contactless card which looks like a debit card, which seems to have some extra participating retailers on it and can be accepted in store and online at most of these retailers, so slightly less restrictive.

    It sounds like the contactless card one is the one you bought? If so it can be used at Sainsbury's but not Tesco.

    Personally I wouldn't touch these cards with a bargepole.
  • nicke20
    nicke20 Posts: 66 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Tesco, PayPal, Ovo, Next, petrol stations - none of these are on the list of retailers that accept these cards.

    Did you put £500 onto the card without reading this? You can't just use these cards anywhere. Only at the participating retailers.

    There seems to be two kinds of Love2Shop card. Love2Shop gift cards (very restrictive) and the Love2Shop contactless card which looks like a debit card, which seems to have some extra participating retailers on it and can be accepted in store and online at most of these retailers, so slightly less restrictive.

    It sounds like the contactless card one is the one you bought? If so it can be used at Sainsbury's but not Tesco.

    Personally I wouldn't touch these cards with a bargepole.

    I didnt buy it, i was given it and yes its the contactless card, sadly a google search pre gift said the contactless one (a pre paid mastercard in my google wallet) said it would be accepted anywhere that took google pay
    I will ask for the other £1500 in tesco corporate gift cards
    thanks for the answers

  • la531983
    la531983 Posts: 3,452 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 11 October at 10:37AM
    Is there not a Sainsburys near you that you could do your food shopping in for a few weeks?
  • flaneurs_lobster
    flaneurs_lobster Posts: 7,293 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    nicke20 said:
    Ive been awarded £2000 by my employer for long service (40 years) the sting it must be vouchers so he doesnt pay tax!
    Actually it's also so you don't pay tax on it - you're allowed up to £50-worth (non-cash) per year tax-free as a long-service award (as long as you didn't get similar in the previous 10 years!).

    Don't understand how you applied for a £50 contactless card and got a £500 one? Is it your employer doing the ordering?
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