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Making a full & final settlement offer
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Yes, Moorcroft are just acting as collection agent and will not be aware of your CCA request, it makes no difference to anything as they are not important in this matter.
Your debt is currently unenforceable in court until you receive the requested paperwork, so sit back, and carry on with whatever it is you do.
Don`t expect to hear anything for at least 4/6 months, if at all, it is not a quick process.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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