Adding to old workplace pension and claiming tax relief

Dazed_and_C0nfused

Bookle said:

Good to know via self assesment is an option.
Would much rather avoid that route as the one time I had to do it the past it was major pain in the butt.

If I can do it via the (I believe, new for this year) pension tax relief claim form, I will try that first.
If I absolutely have to via SA, I will.

Expect it to take a long time to be sorted and don't mention salary sacrifice contribution as you didn't pay them.

They are employer contributions made because you agreed to sacrifice part of your salary and you are not entitled to any tax relief on employer contributions.

Albermarle

Bookle said:

Good to know via self assesment is an option.
Would much rather avoid that route as the one time I had to do it the past it was major pain in the butt.

If I can do it via the (I believe, new for this year) pension tax relief claim form, I will try that first.
If I absolutely have to via SA, I will.

I was taken off SA and was never happy about it.
The online SA form was easy to fill in and you could immediately see your tax calculation.

QrizB

DRS1 said:

You may be better opening a new personal pension which will reclaim the 20% for you.  I believe contributions made by the employee where the scheme has not reclaimed the 20% can be confusing for HMRC

If OP really wants it all in one place, they could open a low-cost personal pension, make the contributions, wait for the RAS tax relief then transfer into their existing (ex-)workplace scheme.

Bookle

Thanks everyone for expertise and advice - much appreciated.
I've now got the payment setup for existing DC pension and so will go that route.
I'll report back on how the tax relief claim via their form goes with HMRC - fingers crossed!