Best provider for inherited pension

topyam

For those of you that have one, just wondering...

What provider did you go with, and was there a particular reason for choosing that one?
What investments did you choose, and why?

Since choosing, how have you found it?
Is there anything you wish you had done differently?

Marcon

Have asked for this to be merged with your other thread on the same topic to save you repeating information.

SVaz

We use Hargreaves Landsdown as their customer service is good and they show separate uncrystallised and drawdown pots, most Sipp providers dont.
I imagine they would show an inherited pot separately too. 

At your age, a Global tracker fund is pretty much all you need, it should give decent growth over the the next 15-20 years,  then when you’re  a few years from drawing it you can think about de-risking,  either by building a cash pot or buying bond funds ( if you plan to buy an annuity) or Gilts.
If you are very risk averse,  you could build a Gilt ladder starting when you are 65+ that will pay out a regular yearly income. Gilt rates that far out are fairly decent.  £110000 would give you an index linked £10k a year for 15 years from 2035.   

With almost £500k in assets,  a chat with an Independent financial adviser might be worthwhile. 

With a young family, I assume you are getting NI credits towards your State pension?
If you don’t already have a Govt Gateway account,  I would get one and look at your State pension forecast.