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SAYE capital gains & stock ISA

Hi, in the next few months I have a SAYE policy which is maturing. I will have paid in £10800 & the value at the end will be around 26000. I can’t transfer direct into my pension so if I want to take out all the money I believe my only option will be pay UP TO £20,000 into a stock & shares ISA. If I do this, how long do I need to wait until I can withdraw the cash from there & will it be tax free?

Thanks for any advice offered. 

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