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Does Anyone Remember...

The second purse challenge? That was great and could really help some people now I think.... It helped me so much when I had a very limited grocery budget and was struggling.

Look it up if you are interested. I'm thinking of revisiting it as a challenge. 
Grocery challenge:
Oct 24.£/£400
Sept 24 £500/£500

Dec 2023
Debt pay down: from move
loan: £11500
CC £4222, Jan 24 £3831, 

Oct 2024 new debt pay down
Personal loan £10000
Cc: £3758

Barclaycard (£187) £0  
Debt to family - (£200) £0
Tesco (£2200) (£5343) 0
Halifax (£488) £298 =£0
Virgin £3611 = £3572
Santander = £1500
Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!

Comments

  • Coxy11
    Coxy11 Posts: 5,684 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Me! I adopted this for a number of years (think I ran the challenge for a while too). Not so many bargains nowadays - used to quite easily get BOGOF’s for the second purse cupboard. Shall we revive it? 
    Cross-stitch WIP: Haberdashery Shop Fiver Friday challenge 2025 founding member 😊 Read 25 books in 2025 18/25 Currently reading It Starts With Us by Colleen Hoover
  • I reckon we should! You could still use yellow stickers and other offers. 
    Grocery challenge:
    Oct 24.£/£400
    Sept 24 £500/£500

    Dec 2023
    Debt pay down: from move
    loan: £11500
    CC £4222, Jan 24 £3831, 

    Oct 2024 new debt pay down
    Personal loan £10000
    Cc: £3758

    Barclaycard (£187) £0  
    Debt to family - (£200) £0
    Tesco (£2200) (£5343) 0
    Halifax (£488) £298 =£0
    Virgin £3611 = £3572
    Santander = £1500
    Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!
  • Coxy11
    Coxy11 Posts: 5,684 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    I’m seriously tempted. I used to set aside £25 of my £400 food budget for the second purse. My budget is now £600. I managed to buy my Kitchen Aid mixer and a Bose iPod dock with my 2nd purse savings. Still have the mixer. Think this was 10+ years ago. 

    Could start in October??
    Cross-stitch WIP: Haberdashery Shop Fiver Friday challenge 2025 founding member 😊 Read 25 books in 2025 18/25 Currently reading It Starts With Us by Colleen Hoover
  • Taffy9264
    Taffy9264 Posts: 6 Forumite
    Third Anniversary First Post Photogenic
    I treated myself to a new dressing gown with savings from flash sales over a month period, just imagine what I could do with that amount over  a year.

    I will look out for that.
  • Is anyone able to set this up and post the old instructions? I've only got my phone at the moment so that would be tricky for me.
    Grocery challenge:
    Oct 24.£/£400
    Sept 24 £500/£500

    Dec 2023
    Debt pay down: from move
    loan: £11500
    CC £4222, Jan 24 £3831, 

    Oct 2024 new debt pay down
    Personal loan £10000
    Cc: £3758

    Barclaycard (£187) £0  
    Debt to family - (£200) £0
    Tesco (£2200) (£5343) 0
    Halifax (£488) £298 =£0
    Virgin £3611 = £3572
    Santander = £1500
    Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!
  • Coxy11
    Coxy11 Posts: 5,684 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    I will do - just back from a long drive home after a weekend away. Will sort tomorrow 😊
    Cross-stitch WIP: Haberdashery Shop Fiver Friday challenge 2025 founding member 😊 Read 25 books in 2025 18/25 Currently reading It Starts With Us by Colleen Hoover
  • Ooh, I remember this from MANY moons ago!
    I can’t quite remember the rules, if someone can remind me or repost the original I’d deffo like to join in! 👏🏻
    September GC 🥨🍕 - £438.03£600 
     
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £446.13
    Debt Barclaycard - £1,192.00
    Debt Uksl  - £1,389.83

  • I believe this is it? 
    I hope you guys can see it. I found it via the grocery challenge, under the recipes :) 

    https://forums.moneysavingexpert.com/discussion/comment/40549766#Comment_40549766 
    September GC 🥨🍕 - £438.03£600 
     
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £446.13
    Debt Barclaycard - £1,192.00
    Debt Uksl  - £1,389.83

  • Coxy11
    Coxy11 Posts: 5,684 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Cross-stitch WIP: Haberdashery Shop Fiver Friday challenge 2025 founding member 😊 Read 25 books in 2025 18/25 Currently reading It Starts With Us by Colleen Hoover
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