We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Newday passed to Wescott
Fluffykittens_me
Posts: 44 Forumite
Hi all, looking for some advise please. I've left my debts until they are starting to default and have had my first call/text from Westcott saying they have taken over for Newday. I can't see any defaults registered yet on Trans Union and have had nothing from Newday. Is now the time to contact them and set up a payment arrangement? Also had a letter back from Zopa not accepting my affordability complaint so I currently waiting for trans Union credit report to send off to the ombudsman. They are looking like the next ones to issue a default. Thanks in advance. Feeling sick now its getting close 🤢
0
Comments
-
Wescott don`t buy debts, they only manage them on behalf of their clients, so that debt won`t have defaulted yet unfortunately.
They will run through their standard letters with you, then return it to Newday if you don`t engage.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks Sourcrates, I did think that may be the case, so I just continue to ignore? Thanks for your help.0
-
Just continue to ignore until you actually get a default letter, not just a letter threatening a default.If you've have not made a mistake, you've made nothing0
-
Will do, thanks.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.7K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.3K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards