We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Opos Limted Email - Help!!

bonserd
bonserd Posts: 2 Newbie
Part of the Furniture First Post Combo Breaker
edited 18 September at 3:50PM in Debt-free wannabe
Hi, 

I have been sent by email from the above company the below  any advice on how to handle it????

My Credit file is clear and has been for the last 15 years I've been with my partner as we've had a mortgage & credit cards together for that long.

Any help would be appreciated.


Contact Required.

We are attempting to contact the above named person regarding a personal matter.

If you are the named person and would like to access a more detailed message including a history of our messages to you on this account please visit [Link removed by Forum Team]

You can also visit our online portal www.oposlimited.com and log in using your personal details.

If you are the person named above, it is important that we speak with you as soon as possible. Please contact our office on telephone number 01389 493 417. Alternatively, you can email us at alison.walker@oposlimited.com

If however you are not the person named above, please accept our apologies. To avoid further communication in relation to this matter, we would appreciate it if you could contact us within the next three days so that we can update our records. If you are unable to supply us with information on how to contact the above person we would still welcome contact from you to allow us to amend our records appropriately.

Your immediate attention in addressing this matter is greatly appreciated. When contacting us by email please ensure to include your name and the Opos reference number shown here to the right.

Kind Regards,
For and on behalf of Opos Limited

[Contact details removed by Forum Team]

Comments

  • And are you "the person named above"?
  • fatbelly
    fatbelly Posts: 23,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Always ignore emails.

    I think we had a similar post a few days ago. Another fishing expedition.

    The rule is 'if it's important, they'll write'

    If they do do, and it's something you don't recognise, then send a prove-it letter.

    In the meantime, block their emails
  • And are you "the person named above"?
    Yes I’m the named person which is what is throwing me .
  • As @fatbelly says, a fishing expedition.

    They've bought a load of debt and are now just trawling for people with the same name as the debtor, people with similar names to the debtor and so on, hoping for a bite. Sending out emails is easy, if you were to receive a letter, addressed correctly, referring to you by name then you should respond.
  • sourcrates
    sourcrates Posts: 31,806 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 18 September at 7:48PM
    You only legally need to respond to the written word, not an email, not a text.

    Standard fishing exercise when not enough details accompany the debt they have bought, they attempt to trace anyone with similar details in the hope of a "hit". 


    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.