financial adviser

farawayprincess

hi all,
I am on the lookout for a financial adviser who is good with pensions, assets split in divorce, etc... can you recommend a decent one from your own experience? TIA

dunstonh

You dont want an FA.     You should be looking at an IFA.    Its an important difference.  

Most IFA firms are small, localised firms of 1-5 advisers.    So, asking the internet, which covers the whole country, is a bit like asking us to recommend a fishmonger.    You should be looking in your area (which you do not specify).

Albermarle

farawayprincess said:

hi all,
I am on the lookout for a financial adviser who is good with pensions, assets split in divorce, etc... can you recommend a decent one from your own experience? TIA

All IFA's will be experienced with pensions, it is their bread and butter.
They can help with the mechanics of divorce assets splits, but you really need a solicitor to reach an actual agreement with the other side.

farawayprincess

thank you. I do have a barrister who suggested talking to a fin advisor

farawayprincess

dunstonh said:

You dont want an FA.     You should be looking at an IFA.    Its an important difference.  

Most IFA firms are small, localised firms of 1-5 advisers.    So, asking the internet, which covers the whole country, is a bit like asking us to recommend a fishmonger.    You should be looking in your area (which you do not specify).

I am in Guildford, Surrey.
thank you for the correction.
All my docs are online, I don't really need to see an IFA in person, hence the question.

ali_bear

Have you tried https://adviserbook.co.uk/ and enter in your postcode. 

Cobbler_tone

dunstonh said:

You dont want an FA.     You should be looking at an IFA.    It is an important difference.  

Before all FA’s are made redundant. 

Pensionwise are very clear in their advice in getting financial advice from both.
It never hurts to shop around and you can make better choices from multiple sources of information.

Marcon

Cobbler_tone said:

dunstonh said:

You dont want an FA.     You should be looking at an IFA.    It is an important difference.  

Before all FA’s are made redundant. 

Pensionwise are very clear in their advice in getting financial advice from both.
It never hurts to shop around and you can make better choices from multiple sources of information.

...or be utterly confused by conflicting 'information'....

dunstonh

Pensionwise are very clear in their advice in getting financial advice from both.

Have you got a source for that, because it seems utterly bizarre to suggest such a thing.

Cobbler_tone

Marcon said:

Cobbler_tone said:

dunstonh said:

You dont want an FA.     You should be looking at an IFA.    It is an important difference.  

Before all FA’s are made redundant. 

Pensionwise are very clear in their advice in getting financial advice from both.
It never hurts to shop around and you can make better choices from multiple sources of information.

...or be utterly confused by conflicting 'information'....

True but you could get a great return from a FA and a poor one from an IFA. Just wanted to make the point as people could be forgiven for thinking that FA's are the devil on here! 
I would always choose the person over the what they may be 'selling' within reason. I think that goes in any walk of life when looking for a service and would always look for more than one option. Even more so if they are going to invest your crown jewels.

Anyway, I have had two Pension Wise appointments and been impressed by their approach in both. I'd really struggle if anyone on here tried picking them apart, especially as their advice is very top line. Highly recommended as a starting point.

kinger101

Cobbler_tone said:

dunstonh said:

You dont want an FA.     You should be looking at an IFA.    It is an important difference.  

Before all FA’s are made redundant. 

Pensionwise are very clear in their advice in getting financial advice from both.
It never hurts to shop around and you can make better choices from multiple sources of information.

But you're not shopping around if you go to an FA.