Have I misunderstood the 'marriage tax allowance'?

molerat

So if I want this cancelled because my income WILL change in the 26/27 tax year, not because it HAS changed in the current tax year, I can do it at any point up to the end of the current tax year, and it will be effective from 6/4/26?

Yes, that is how it works.

MACKEM99

My highlighted part is the best indicator.

MACKEM99

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

sheramber

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Were you liable to higher rate tax in 24/25?

Dazed_and_C0nfused

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Don't know how likely this is but it could be things arriving out of normal sequence?

The review of 2024/25 identified you were no longer eligible, usually from being a higher rate payer, and your 2025/26 tax code was updated at the same time, that just got delivered first?

MACKEM99

sheramber said:

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Were you liable to higher rate tax in 24/25?

No i wasnt well under by more than 10k.

Dazed_and_C0nfused

MACKEM99 said:

sheramber said:

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Were you liable to higher rate tax in 24/25?

No i wasnt.

So what does the calculation you've received for 2024/25 show?

Have you maybe misunderstood the calculation?  You do know you don't get any extra Personal Allowance from receiving Marriage Allowance.  Is there a tax reduction of £252?

MACKEM99

Dazed_and_C0nfused said:

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Don't know how likely this is but it could be things arriving out of normal sequence?

The review of 2024/25 identified you were no longer eligible, usually from being a higher rate payer, and your 2025/26 tax code was updated at the same time, that just got delivered first?

In 24/25 I still had the part allowance transferred from wife.

Dazed_and_C0nfused

MACKEM99 said:

Dazed_and_C0nfused said:

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Don't know how likely this is but it could be things arriving out of normal sequence?

The review of 2024/25 identified you were no longer eligible, usually from being a higher rate payer, and your 2025/26 tax code was updated at the same time, that just got delivered first?

In 24/25 I still had the part allowance transferred from wife.

You previously said this though.

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) 

MACKEM99

Dazed_and_C0nfused said:

MACKEM99 said:

Dazed_and_C0nfused said:

MACKEM99 said:

MACKEM99 said:

Just done it and you get this:

You have asked us to cancel your Marriage Allowance. This means:

• your Marriage Allowance will remain in place until 5 April 2026
• 
  
• your Personal Allowance will go back to the normal amount from 6 April 2026
• 
  

Might have been helpful if they told you second sentence before committing!

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) and a bill which relates to around 4 months of extra tax I should pay.  I have already had one dated same date which arrived a few days ago which is for tax year 25/26 which includes the transferred sum (1260)?  Now totally confused. 

Don't know how likely this is but it could be things arriving out of normal sequence?

The review of 2024/25 identified you were no longer eligible, usually from being a higher rate payer, and your 2025/26 tax code was updated at the same time, that just got delivered first?

In 24/25 I still had the part allowance transferred from wife.

You previously said this though.

Interestingly I have a new HMRC letter date 9 December, arrived today, which has removed the allowance from me now (tax year 6 Apr 24 to 5 April 25) 

That is correct.  But the allowance is not on it.  I have been getting it for a few years.  Thats why I am confused.  I will post the details from the letters when I get home.