Default notice advice please.

Grumpelstiltskin

That is the standard default letter, just hold off and see what the bank do, sell it on, pass to someone to collect it or keep it themselves.

fatbelly

fatbelly said:

Can you afford to make payments that clear the debt in a reasonable time?

If so, you could start now or hold on and see what they do

Same answer as before

Rob5342

Yes, that's standard wording, all of mine have said that and were then passed on to collectors who i started monthly payments with. 

Nenusia

Thank you, I will wait then and try to put some money aside till I hear from them.

RAS

Ignore.

This probably the letter warning you that they will register a default if you don't pay?

By law they have to demand payment of the full debt before they can terminate the arrangement. No one does. 

Check in a month to see if it has been registered and monthly thereafter.