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State pension amount

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  • molerat
    molerat Posts: 34,800 Forumite
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    Mr_Benn said:
    When we checked on the Government website, Im sure it tells you if your due the 'maximum' State Pension ? I was concerned Mrs Benn wouldnt qualify as she possibly had some years missing.  However, this thread has now cast a bit of a doubt, so Im going to have to check again what it said,. 
    You need to read further than the big green box at the top, that states what you could receive if you do as it says in the texts below it.  It may say do nothing or it may say contribute another x years.

  • DRS1
    DRS1 Posts: 1,453 Forumite
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    Mr_Benn said:
    When we checked on the Government website, Im sure it tells you if your due the 'maximum' State Pension ? I was concerned Mrs Benn wouldnt qualify as she possibly had some years missing.  However, this thread has now cast a bit of a doubt, so Im going to have to check again what it said,. 
    I don't think the OP is suggesting the forecast is wrong.  They don't even say if they checked it.
  • Ordinary_Yet_Unique
    Ordinary_Yet_Unique Posts: 227 Forumite
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    edited 10 September at 10:10AM
    Have you ever checked to see if paying voluntary NI contributions for any missing or incomplete post 2016 years would increase your state pension?

    I was also a teacher and needed to pay 47 years by April 2024 to achieve the new full state pension, minus a few pence.

    I took the final part of my teacher's pension in 2016 after a phased retirement but continued with a few part-time contracts until June 2023. This employment alongside a couple of voluntary NI tops from 2016 to April 2024 enabled me to achieve the required 47 years(in my case)  and an almost full new state pension. I was 66 in July 2024.

    In my opinion money and time well spent! I appreciate and am grateful for the fact that I now receive a good teacher's pension and an almost full state pension having been contracted put for many years. I am a winner from the pension changes in 2016.
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  • jem16
    jem16 Posts: 19,688 Forumite
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    In my opinion money and time well spent! I appreciate and am grateful for the fact that I now receive a good teacher's pension and an almost full state pension having been contracted put for many years. I am a winner from the pension changes in 2016.
    I’m the same but two years less. Good to hear someone recognising that they’re a winner with the changes. The amount of complaining that’s being done from contracted out people is ridiculous. 
  • Silvertabby
    Silvertabby Posts: 10,229 Forumite
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    Have you ever checked to see if paying voluntary NI contributions for any missing or incomplete post 2016 years would increase your state pension?

    I was also a teacher and needed to pay 47 years by April 2024 to achieve the new full state pension, minus a few pence.

    I took the final part of my teacher's pension in 2016 after a phased retirement but continued with a few part-time contracts until June 2023. This employment alongside a couple of voluntary NI tops from 2016 to April 2024 enabled me to achieve the required 47 years(in my case)  and an almost full new state pension. I was 66 in July 2024.

    In my opinion money and time well spent! I appreciate and am grateful for the fact that I now receive a good teacher's pension and an almost full state pension having been contracted put for many years. I am a winner from the pension changes in 2016.
    So refreshing to read this !  I, too, have substantial public sector contracted out service, and enough time between 2016 and SPA to enable me to top up my NI contributions to take me to the full nSP.  48 years in my case, 44 from working and 4 from voluntary Class 3s.

    Yes, you, I, and many like us are the winners under the new pension scheme.  Yet, time and time again we read on these (and other boards) complaints from people in similar situations to us who are adamant that they have been 'robbed'.
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