Letter Before Claim - Moorside Legal

Fines_suck

Hi MSE, 

New here...

I have received a LBC from MSL dated 14 August 25, it gives me 30 days to pay meaning my time is fast running out, leaving me about a week to resolve. I have been looking into how I can avoid paying this and there appear to be several different ways/oppinions.

I am self employed, in the process of mortgaging, and do not need a CCJ. 

What is my best position here in order to respond to the letter but avoid paying the charges? 

Note I have 6 fines, 5 for failure to pay (of which I believe 3/4 are genuine and 1/2 were app related issues as when I pay via the app i usually get a loading screen with the circle in the middle spinning and nothing else happens) and one due to me parking about an inch over the parking line because the car adjacent had practically parked on the line. 

I have so far ignored all PCN's, final reminders and debt recovery letters, now issued the LBC and expecting more if I don't pay up. 

What is my position here given the number of PCN's issued - do I treat them all as separate or will these all be collated as an argument for Moorside NCP in court? 

This is the first LBC I have received and obviously expecting more. 

 What would be your advice relating to the above - any assistance is greatly appreciated. 

TIA 

Gr1pr

Look at the newbies sticky thread in announcements near the top of the forum,  SECOND post

Email the LoC template response to Moorside Legal then await the claim form pack from the CNBC in Northampton using MCOL 

Any future court hearing would be next year sometime 

Fines_suck

Thanks I have this saved, should I keep the 30 day delay paragraph in the response or leave out? 

Coupon-mad

Fines_suck said:

Thanks I have this saved, should I keep the 30 day delay paragraph in the response or leave out? 

Depends ENTIRELY on whether you are best placed to do the template defence (easy steps) in October or whether you want it delayed until December / pre-Xmas time.

Fines_suck

Coupon-mad said:

Fines_suck said:

Thanks I have this saved, should I keep the 30 day delay paragraph in the response or leave out? 

Depends ENTIRELY on whether you are best placed to do the template defence (easy steps) in October or whether you want it delayed until December / pre-Xmas time.

Don't want it hanging around, around Christmas time, the sooner I can get rid the better.

I would not say I'm not good with the defence side of things and probably not best placed to argue a defence but I have to in order not to pay. 

What are my options here? 

Gr1pr

Remove the delay but keep in the personal details for the correct service of papers,  to you at your address 

The defence is already written for you by coupon mad in announcements in the defence template thread 

You will only be altering one or two paragraphs,  based on other similar cases,  so you won't be starting from scratch 

Coupon-mad

I've already written your defence. It makes them discontinue in the end, usually. No hearing is likely.

See the Template Defence thread!

Fines_suck

Coupon-mad said:

I've already written your defence. It makes them discontinue in the end, usually. No hearing is likely.

See the Template Defence thread!

Thank you I'll look in theGr1pr said:

Remove the delay but keep in the personal details for the correct service of papers,  to you at your address 

The defence is already written for you by coupon mad in announcements in the defence template thread 

You will only be altering one or two paragraphs,  based on other similar cases,  so you won't be starting from scratch 

Thanks for the advice 👍

Fines_suck

Would you suggest sending via post, recorded delivery, or email?

I cant find email address for them, but found this on the website:

I would like to dispute the debt.
To dispute a debt of which we have notified you, please call our contact centre on 0330 828 5850 where an agent will be able to assist and advise of what to do. We will review all disputes made by debtors and seek instructions from our client. We will inform you of the decision and any next steps in due course.
Once a decision is made we will not reconsider any disputes and will not discuss further. If you would like to further dispute the debt, you are able to do so by filing a defence with the Court once proceedings have been issued. Guidance on how to do this is available on HMCTS Website

Is this just the usual scaremongering?

Given the fact I have 6 PCN's for the same car park for 'No payment', this being the first, I can't simply plea 'I forgot to pay' for all of these, can I? Probably over thinking here, but if all 6 do get to the point of court and I have to defend where do I stand? 

Gr1pr

Definitely email for your LoC response 

Mcol after a court claim is received in the post 

Le_Kirk

Fines_suck said:

I cant find email address for them, but found this on the website:

You are sending a response to Moorside Legal about theri letter before/of claim NOT sending anything to CNBC unless you have received an N1SDT claim form.  Email addresses I have collected from scouring Moorside websites are: -

LitigationTeam@MoorsideLegal.co.uk, Data Protection Officer@moorsidelegal.co.uk, help@moorsidelegal.co.uk

Note, the email addresses do not contain any personal names!