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UKPC using address that hasn't been on the V5C for months

I moved home from Address A to Address B in January 2025 and set up Royal Mail forwarding for a year. I updated my V5C at the time and it has had the correct up to date address since then.

A month or so ago, I received an invoice from UKPC for an alleged infraction dated June 2025. This invoice had my correct current Address B on it, presumably they got it from DVLA.

I wrote to the land owner but otherwise ignored the invoice, with a plan to fight it if it gets to court, using the guidance on this amazing sub forum.

I got a couple of other 'chaser' invoices that I ignored.

Today, I've received a couple of fwded letters from Address A, which were again the same UKPC invoices and charges, but now addressed to my previous Address A.

I have two questions please -

1. I didn't intend to communicate with them until it gets to the correct stage but I don't want them to sneakily use an old address and get a judgement by default if this gets to court after my forwarding runs out in a few months. What's the best way to tell them to only use the correct address (ie the one that's been on the V5C for many months before the date on the invoice), is emailing them using the email address on the invoice ok?

2. How the hell did they get my previous address and why on earth would they write to that address given that I updated the V5C with the correct address many months before the alleged infraction?

I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

Comments

  • LightFlare
    LightFlare Posts: 1,510 Forumite
    1,000 Posts Second Anniversary Name Dropper
    When was the original “offence” ?

    They typically are only allowed to as for you details from DVLA once and if that predates you updating your V5, then that will be the details provided at the time
  • K_S
    K_S Posts: 6,889 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    When was the original “offence” ?

    They typically are only allowed to as for you details from DVLA once and if that predates you updating your V5, then that will be the details provided at the time
    @lightflare The address was updated on the V5C in January 2025 when we moved.

    The "offence" date mentioned on the invoice is xx-June-2025, so many months after the V5C was updated.

    They sent invoices to the correct current address first, which computes as that's the address on the V5C. About a month later, they're sending chasers to the old address, which is what completely threw me off.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • Coupon-mad
    Coupon-mad Posts: 153,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 September at 12:26PM
    They got the possible second address by doing a soft trace which they are entitled (required) to do. Nothing wrong with testing two addresses to see if a response arrives.

    Just email UKPC's DPO email and attach a recent utility bill from your current address to prove where you live and tell them to erase the old address.

    Please can you show all the letters in the order they arrived? Are they all from UKPC?

    I want to show the lack of reminder letters (at £100) to the Government.
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  • Brie
    Brie Posts: 15,017 Ambassador
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    If they have access your credit record there will be previous addresses listed on that.  That might account for the "how" but not the "why". 

    But as Coupon-mad has said tell them to ERASE the old address immediately.   And you might want to ensure your redirect of postage remains in place for a while longer.    
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  • James_Poisson
    James_Poisson Posts: 129 Forumite
    100 Posts Name Dropper
    "I wrote to the land owner but otherwise ignored the invoice, with a plan to fight it if it gets to court".
    I think you have answered your own question, they got no response so tried a trace, C-M has therefore answered your query ;)
  • K_S
    K_S Posts: 6,889 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Thanks all, much appreciated!

    I'll write a short email to the DPO email address as advised, asking them to erase the old address and attaching proof of the current address.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

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