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Nationwide mortgages

dunfermaline went into administration and now nationwide cant provide me with my mortgage agreement, i have requested it and done a dsar but they dont have it what should i do ? My Dunfermline mortgage was only for 87k and nationwide have added over 20k to the balance in unfair charges and have tried to repossess my house once ? 

Comments

  • DE_612183
    DE_612183 Posts: 3,946 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    more info required.

    why have nationwide added charges?

    have you defaulted?

    what stage is repossession at?
  • ACG
    ACG Posts: 24,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    edited 28 August at 1:54PM
    Your original mortgage will have no real relevance. Do they agree they inherited/bought an £87k mortgage from Dunfermline? 
    Assuming they do, your dispute is over the £20k rather than the £87k. Ask them for a breakdown of those charges. 

    See which you dispute and then go down the complaints process. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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