Next Catalogue Debt - Brecon Debt Recovery

M_CP

Hi

Last year, as part of my DMP my debt with Next defaulted. Since then, I have been receiving statements every now and then from Brecon Debt Recory.

I searched them as I would like to offer a F&F payment but I can see they are part of Next.

Does that mean my debt hasn't been sold?

Is it likely they will entertain a partial final payment?

My current balance is £955 and I would like to offer £450 from a bonus I recieved this month. I will be on maternity soon so I'm unlikely to be able to offer this to them again. My monthly payments to them through the DMP are £21 but this is likely be reduced once on maternity. 

fatbelly

All you can do is make the offer and see how they respond

Make the initial offer a little less than you can afford to give yourself some room to negotiate

ManyWays

Are you sure you can afford that money, you may need it while you are on maternity leave. The aim here is often to carry on paying low amounts to defaulted current debts and not to get any new debts ? 
If in 6 months 6 you feel you can afford this, then they may be more likely to accept a settlement offer because they are getting less a month