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Remortgage

Hiya, hope someone can help.

My current mortgage 4.51% fixed is due for renewal on March 2026 with Barclays.  If I stay with them it would change to Tracker BEBR + 3.49%.  Should I stay with Barclays or go for another fixed for 2 years

Comments

  • born_again
    born_again Posts: 20,801 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Depends on rates at the time. But staying with Barclays & just doing a rate switch (new fixed rate & term). Means no messing around with financial checks.
    Life in the slow lane
  • la531983
    la531983 Posts: 3,198 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 20 August at 7:29PM
    Barclays will let you pick a new rate 90 days before the end of your current one. The only way it ends up going to 7.49% (at current rates) is if you do nothing and let it.
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