RSS for NHS Scotland retirees - I am confused

Heather1954

I retired in 2020 after paying into the pension fund for 20 years. Yesterday I received a letter re RSS and I'm totally confused. 
The way I read it my perception is that it's better to choose option B which is CARE rather than staying with my current pension which is option A.
I'm not a stupid person but pensions, tax etc confuse me so looking for some advice as to what to do 🤔. 
Thank you 

Marcon

There's a lot of reading to do:

If you read https://pensions.gov.scot/sites/default/files/2025-05/Remediable_Service_Statement_%28RSS%29_Member_Guidance_NHS_31032025.pdf and https://pensions.gov.scot/2015-remedy

but the information you've been sent should enable you to take a decision - and your perception may very well be correct. It's impossible for anyone here to comment in the absence of all the relevant (and specific to you) information and figures.

Dazed_and_C0nfused

Heather1954 said:

I retired in 2020 after paying into the pension fund for 20 years. Yesterday I received a letter re RSS and I'm totally confused. 
The way I read it my perception is that it's better to choose option B which is CARE rather than staying with my current pension which is option A.
I'm not a stupid person but pensions, tax etc confuse me so looking for some advice as to what to do 🤔. 
Thank you 

Aren't you only being given a choice about which scheme to be in from April 2016 onwards, so the last 4-5 years of your service.

The first 15-16 would remain the same.