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MSE News: Will mortgage rates fall? Should you fix now or wait? Brokers give their views
MSE_Helen_K
Posts: 172 MSE Staff
Average interest rates on two-year fixes are lower than those on five-year fixes for the first time since 2022, while the base rate now sits at 4% following a recent cut by the Bank of England. But what does all this mean for fixed rates looking forward – and should you fix your mortgage now or wait?
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If I was due to remortgage in 6 months time I'd go for the cheapest mortgage I can get now. If the interest rate on the product drops, the lender often allows you to switch to the cheaper rate unless you're very close to drawdown.0
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