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Staying with existing lender or change

I am moving house. The mortgage I have at the moment is just in my name and will be ending on the sale of this house.
What I want to know is are there any benefits of staying with the same lender for my new mortgage which will be with my partner? Does it make anything quicker or easier because I've already been with them for a long time? The difference in cost between them and the cheapest is very small so it's not an issue to stay but I just don't know if it's beneficial or not.
Many thanks 

Comments

  • silvercar
    silvercar Posts: 49,687 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Would be beneficial if your current mortgage was portable and you were on a good deal. Otherwise I can’t see it making a difference, unless you were otherwise using a broker who charged fees.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • lesae
    lesae Posts: 15 Forumite
    Second Anniversary 10 Posts
    silvercar said:
    Would be beneficial if your current mortgage was portable and you were on a good deal. Otherwise I can’t see it making a difference, unless you were otherwise using a broker who charged fees.
    No, I'm on a standard rate now so no benefit in porting it over. Thanks 👍 
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