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Local Gov Pension Query

I am 60 years old and I have been enrolled in local government pension schemes on 3 separate occasions:
Sept 2007 to Feb 2011
Feb 2017 to Sept 2024
Feb 2025 to current

The first enrolment and the last scheme are with the same pension provider.  I am told I can’t do anything with this now except leave it as deferred.

i am just wondering what I should do with the 2nd pension - should I merge it with my current plan, or just keep it separate?

As long as I don’t encounter any health issues I intend to work until by retirement date in 2032 - hopefully for my current employer.  I know nothing about pensions,  not even what questions I should ask.

Can anyone advise me about what might be be the best way forward?

Comments

  • Lemon_dr1zzle
    Lemon_dr1zzle Posts: 136 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    You have been incorrectly informed regarding your first and last record. You can request the two to be combined within your first 12 months of your current active record. 
    As your second record consists of entirely post 14 CARE pension it would make no difference in monetary terms to keep them separate or combine. They should automatically be combined after 12 months of the new record starting. 
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