LSCDR Debt Collectors Chasing Me For £75 From EDF But Is This Even My Debt?

DhwERbf689

fatbelly said:

If I received a letter from LCS, I would be reluctant to take it seriously given their reputation

If it was not addressed to me I would bin it.

Am I legally responsible? And what should I do? Are two different questions

Can you elaborate?

sourcrates

DhwERbf689 said:

fatbelly said:

If I received a letter from LCS, I would be reluctant to take it seriously given their reputation

If it was not addressed to me I would bin it.

Am I legally responsible? And what should I do? Are two different questions

Can you elaborate?

LCS have somewhat of a reputation for chasing old/statute barred or otherwise unenforceable debts, the status of which, they are fully aware of, yet still go against guidance and attempt to convince you they are fully collectable, when most of the time they simply aren`t.

They will however, given the chance, now how can I put this, lets say, distort the truth, and alter facts to fit their version of events, all in order to get you to pay up.

So what fatbelly is saying is that you should adopt a similar strategy when dealing with them, a misspelt name, not my name, should I inform them?  well the question should be, am I legally required to point out their error? the answer is no you`re not, not your name, not your debt, a basic principle of debt collection.

ManyWays

yes I would agree with all that if you are contacted about an old debt or one you do not recognise.

But this debt is NOT statute barred. And they haven't got the wrong name.  They will definitely be able to find your name to take you to court. Legally you owe this.  And people are sued for small amounts of money like this. 

Up to you if you want to waste your time & theirs being difficult about paying this. 

sourcrates

ManyWays said:

yes I would agree with all that if you are contacted about an old debt or one you do not recognise.

But this debt is NOT statute barred. And they haven't got the wrong name.  They will definitely be able to find your name to take you to court. Legally you owe this.  And people are sued for small amounts of money like this. 

Up to you if you want to waste your time & theirs being difficult about paying this. 

Its not a lot of money, and of course the OP should do all they can to mitigate this escalating, but I`d rather rip up £20 notes and feed them to the seagulls on our local harbour than pay a company like LCS one penny @ManyWays, but I guess that`s just me.

DhwERbf689

Mixed signals in this thread but I'm leaning towards paying it and just getting rid of them.