Mortgage question about overpayments

newbielou

Hi everyone
I'm back to pick your brains again.  My mortgage  I can make over payments up to 20% of the balance, if I were able to save more than this would I be able to make a big over payment in between mortgage deals?  My current fix is 2 years so could I in theory make a big payment after that fix before I sign up to the next fix. I've purchased a house that's very affordable with a view to paying off as soon as possible (7 years hopefully) so just trying to work out the logistics.

Thank you so much for reading.

Archerychick

Yes you can

newbielou

Archerychick said:

Yes you can

Thank you! Would I still get a fix from my current provider without having to re apply for a mortgage through an adviser again? 

Archerychick

Usually you just need to call your mortgage provider, it’s just a product change