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State pension rates for very elderly parents
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TwoGuitars
Posts: 11 Forumite

I wonder if anyone knows about the old rules regarding married couples and their state pension? My Dad is 101 and Mum is 97. She gets a higher rate state pension than he does. They both paid their NI/stamps all their lives. I think it is because on an old rule about married couples. Can anyone shed any light on this please?
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They should each receive a letter from DWP early in the year (before 6th April) to explain how their pension is made up. What does that say for each for them ?
As an aside, given theirages, hopefully they are claiming Marrried Couples Allowance to reduce their tax
Married Couple's Allowance: Overview - GOV.UK0 -
Could be one or the other was contracted out or in SERPS.
Kind Regards,
Bill1 -
Did mum have a higher paid job than dad?It would be unusual (though not impossible) and that way she could have had S2P on top of the normal amount and dad not.0
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Are they receiving any income from private pensions? If not, has anyone checked to see if there's an unclaimed pension lurking around somewhere?Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!0
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If they were both working for most of their lives, perhaps the OPs father had a job with a pension eg civil service whereas Mother did not. Then Mother would have received a higher State Pension because of SERPS/S2P whereas Father would have been conttracted out.0
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Hmm, yes that might be it. My mum was a deputy head teacher, dad was a gardener. I think she was contracted out for a while.. Thank you for your helpful comments.0
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TwoGuitars said:I wonder if anyone knows about the old rules regarding married couples and their state pension? My Dad is 101 and Mum is 97. She gets a higher rate state pension than he does. They both paid their NI/stamps all their lives. I think it is because on an old rule about married couples. Can anyone shed any light on this please?0
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BlackKnightMonty said:TwoGuitars said:I wonder if anyone knows about the old rules regarding married couples and their state pension? My Dad is 101 and Mum is 97. She gets a higher rate state pension than he does. They both paid their NI/stamps all their lives. I think it is because on an old rule about married couples. Can anyone shed any light on this please?0
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TwoGuitars said:Hmm, yes that might be it. My mum was a deputy head teacher, dad was a gardener. I think she was contracted out for a while.. Thank you for your helpful comments.0
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german_keeper said:BlackKnightMonty said:TwoGuitars said:I wonder if anyone knows about the old rules regarding married couples and their state pension? My Dad is 101 and Mum is 97. She gets a higher rate state pension than he does. They both paid their NI/stamps all their lives. I think it is because on an old rule about married couples. Can anyone shed any light on this please?0
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