unknown debt

shar64

Hi All
hope you can help! keep getting texts from a debt company called Ophelos stating I owe money on a credit card that I have never heard of! is not on my credit file and search does not show any card in this name i.e. Sky card, any ideas, have emailed them asking for details etc and no answer, just texts every day

fatbelly

Find some way to block them

Ignore texts; only letters count

MouldyOldDough

Ophelos appears to be a debt collecting agency - they appear to be genuine 

Have you ever taken out a loan and defaulted on payment with any loan company ?

sourcrates

Its a fishing trip by some bottom feeder debt collector, ignore texts/emails, you only need respond to a letter.

Never, ever be tempted to ring them, as the conversation will consist of "hello, how would you like to pay, card or payment plan?"

They won`t be interested in knowing its not your debt, or any other dispute you may have.

Any matters to do with debt should be conducted in writing only.

If they can ever be bothered to write to you, you can send them the prove-it letter, until then ignore.