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Zopa loan help please
System
Posts: 178,365 Community Admin
This discussion was created from comments split from: Zopa Loan default.
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My Zopa Loans have defaulted , they are chasing me to set up a payment plan, they hold an incomplete address on file for me.
I would like to put in an affordability claim on my last loan ( at least) - shall I put this claim in now?
If I make a payment that will confirm to them my full address ?
I am shocked that they have 2 loans and CC with myself but no FULL address , I wonder if this could assist in a affordability complaint?
Should I make payments direct to ZOPA or should I be waiting for them to sell on?0 -
Moved to a new thread.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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@sourcrates this seems to be marked as an announcement, so no one will see it at the top?0
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System a bit jittery this week, I have unannounced it, so should just slot in when commented on.ManyWays said:@sourcrates this seems to be marked as an announcement, so no one will see it at the top?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Yes send your complaint to them. I did most of mine via email. I used the template on debt camel to help.Debts Jan 2024 : £105000!!eek!!
Debts Sept 2024 : £81000
Debts Oct 2024: £736001
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