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Lenders you can remortgage with, within 6 months of owning the property

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My daughter , First time buyer won a house at Auction .
We have lent her some the money so requires to eventually get a mortgage to pay us back.
We've read most lenders require you to of owned the property for 6 months plus before they will lend??
Ive read Santander will lend before the 6 months but not confirmed this . Are there any other lenders that will allow you to have a mortgage before 6 months ??
She's only looking to remortgage at the purchase price  and with a LTV of around 40-50% .
Are the interest rates much different to normal high street bank mortgage deal ?? 

thanks   

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