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Product Transfer Halifax

Hi Guys,
Newbie here looking for some advice
Our current fixed rate of 5 years is due to end 31st December 2025
We are looking to fix again for 2 years but due to a lot of changes that have happened recently, we have decided to do a product transfer and stay with Halifax

I have recently started a new job, and only here until the new mortgage is in place and then will leave, but will they ask for the normal proof of income, bank statements etc if we are staying with our current lender and just going onto a new rate

Thank you in advanced 

Comments

  • kingstreet
    kingstreet Posts: 39,297 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nope. No requirements at all.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • amnblog
    amnblog Posts: 12,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Two things worth noting.

    1. Halifax dropped their product transfer rates this morning.
    2. If your borrowing is over £100,000, always speak to a Broker on a Halifax PT rather than just going direct, otherwise you may leave the best rate on the table.

    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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