CCJ in wrong name

Becky1989_2 · 30 July at 7:46PM

Hello,

I’ve finally in a place to resolve my debt and wish to enter into a DRO. I’m currently in the process of complying all my debts.

However, I took a catalogue (Very) out in my married name, but I never officially changed my name (my passport etc. are all in my birth name).

I missed the court documents and Overdale solicitors have filed a CCJ against me in my married name and the judgement states I owe x amount per month (an amount I can’t afford). However, the name on the CCJ isn’t my legal name and not on my credit file.

I’m so anxious a bailiff will come to my door I’m not sleeping or leaving my home and I’ve now got to prove it’s my debt to be included in the DRO. Because it’s been sold on x amount of times I can’t find any info on the original account.

Is this CCJ enforceable? What shall I do? I phoned the court and they advised for me to apply for it to be set aside as I didn’t receive the paperwork (I can’t afford to do this - ( I work but outgoings are more than I earn). Stepchange advised I seek legal advice but again I can’t afford it.

Any help would be greatly received.

Thank you