Advice about multiple debts low income and affordablity

BeccieC1990

Hi

i split from my husband late last year and in the new year the finances got on top of me, I’ve always had poor credit rating but in January an offer came up for a pre approved credit card - struggling with keeping on top of running a rented home alone I took it, then they upped my limit - another offer of 2x more credit cards that I took and now I’m unable to make the required payments on all 3 of them. 

Interest is growing and I’m at a loss of where to go from here, I work a minimum wage job with approx £200 pm spare (for food, travel and any emergencies) 

these debts are slowly being sold to collectors and it’s keeping me up at night. I’m working extra shifts just to try and make ends meet recently. The payments I could offer would be so low I doubt they would even accept 

please help with any advice, I’m so angry I got myself into this situation 😭

ManyWays

If you could complete a Statement of Affairs (https://www.stoozing.com/soa.php) that may help us (and you!) to see the full picture. Please put your best guesses as to what you are actually spending, not what you think you ought to spend, and include the lender names