Top score 710

Nico60 · 19 July at 9:26PM

Does anyone know why Trans Union uses such a random (I’d go so far as to say ‘stupid’) top score on their credit rating of 710, when 1000 would seem so much simpler for them and for Joe Public? I could even understand 999 as a top score at a push.

Beeblebr0x · 19 July at 10:18PM

Or even 100? As an aside, my credit score went down because I spend close to 75% of my credit limit, despite always paying it off in full every month. Perhaps I should apply for an increase?

flaneurs_lobster · 19 July at 10:22PM

Could be 710. Or 999, or 42. Makes no difference, all just made-up numbers.

Presumably they use a number that's not 999 or 1000 because it makes it look a little less like it's just a made-up number (which it is).

marcia_ · 20 July at 2:44AM

Nico60 said:

Does anyone know why Trans Union uses such a random (I’d go so far as to say ‘stupid’) top score on their credit rating of 710, when 1000 would seem so much simpler for them and for Joe Public? I could even understand 999 as a top score at a push.

Don't worry yourself with the score. What is more important is the details within the report. Length of time at address, lack of late payments, credit utilisation etc