Self Employed Driver -NI

Discount-Hunter

Hi all,

I am apparently self employed driver (of cars for auction house)

They provide the jobs each day, they provide devices and resources (although they deduct a fee for this and insurance). They will pay expenses. However if I do a job and am at a loss it’s my responsibility.

I have a few questions if someone can advise:
1) is this actually self employed or is the company trying to avoid their responsibilities e.g NI, Tax etc
2) I am aware of the need to register as self employed with HMRC for class 2 NI I imagine due to the days I work I will be above £6000 but below £12000 odd. Is this calculated for NI per week or over the potential earnings for the year. I have a spreadsheet that calculates tax/ NI and so far it’s showing 0.

I know the suggestion is to get an accountant but with earnings it’s not really worth it. I only need another 12 years NI for full state pension but just want to make sure these aren’t lost years.

Thanks

Marcon

Discount-Hunter said:

Hi all,

I am apparently self employed driver (of cars for auction house)

They provide the jobs each day, they provide devices and resources (although they deduct a fee for this and insurance). They will pay expenses. However if I do a job and am at a loss it’s my responsibility.

I have a few questions if someone can advise:
1) is this actually self employed or is the company trying to avoid their responsibilities e.g NI, Tax etc
2) I am aware of the need to register as self employed with HMRC for class 2 NI I imagine due to the days I work I will be above £6000 but below £12000 odd. Is this calculated for NI per week or over the potential earnings for the year. I have a spreadsheet that calculates tax/ NI and so far it’s showing 0.

I know the suggestion is to get an accountant but with earnings it’s not really worth it. I only need another 12 years NI for full state pension but just want to make sure these aren’t lost years.

Thanks

Doesn't sound like self employment. See https://www.citizensadvice.org.uk/work/check-your-employment-status/

NI question - see https://www.litrg.org.uk/pensions/state-pension/national-insurance-and-state-pension

Hoenir

Why would you make a loss doing a job? 

Discount-Hunter

Hoenir said:

Why would you make a loss doing a job? 

Sorry wasn’t clear what I meant is it’s a set fee per job and if that job for example takes me twice as long then I would not be compensated for it.

I have done the self employed test and it says self employed (although I’m not fully confident with some of the answers).

I suppose the biggest issue is hiw I can ensure I don’t miss NI contributions either presumed (under the threshold) or additional.

DullGreyGuy

Marcon said:

Discount-Hunter said:

Hi all,

I am apparently self employed driver (of cars for auction house)

They provide the jobs each day, they provide devices and resources (although they deduct a fee for this and insurance). They will pay expenses. However if I do a job and am at a loss it’s my responsibility.

I have a few questions if someone can advise:
1) is this actually self employed or is the company trying to avoid their responsibilities e.g NI, Tax etc
2) I am aware of the need to register as self employed with HMRC for class 2 NI I imagine due to the days I work I will be above £6000 but below £12000 odd. Is this calculated for NI per week or over the potential earnings for the year. I have a spreadsheet that calculates tax/ NI and so far it’s showing 0.

I know the suggestion is to get an accountant but with earnings it’s not really worth it. I only need another 12 years NI for full state pension but just want to make sure these aren’t lost years.

Thanks

Doesn't sound like self employment. See https://www.citizensadvice.org.uk/work/check-your-employment-status/

The fact they are paid by assignment not by time is an indication that they arent an employee however there are other considerations which haven't been stated like the ability to substitute.

https://www.nidirect.gov.uk/articles/employment-status#toc-1 is NI's advices. Would normally point to HMRC's CEST tool but no idea if there any nuances for being in NI 

LITRG

Hello, if you are genuinely self-employed, our guidance may help you understand your NIC position: https://www.litrg.org.uk/working/self-employment/nic-self-employed. We also have guidance on false self-employment if you think this might be relevant: https://www.litrg.org.uk/working/employment-status/false-self-employment