Themortgagelender TML

onlyliveonce

Hi

A question for any brokers on here, or people who know.

Has my broker went to the wrong lender?

We are remortgaging, we want to borrow some extra too. We have gone to TML, I was looking at there criteria. It states they wont lend more than 75% LTV on ex local authority which ours is, it also has limits on non-trad homes, ours has a metal roof and of blackburn mk3 construction.

We are looking for 85%LTV.

What are other brokers thoughts....?

Thanks

ACG

Raise it with the broker. If they know it is ex local authority and non standard construction, they will be on the hook for the valuation fee (if there is one). So they will probably appreciate you pointing it out to them. 

Its possible they could have an exception made but I very much doubt it knowing TML.