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Thought Self Assessment had processed, now got £440 penalties - help!

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Hi everyone, 

I have been self-assessed for some years now. 

I did not file my tax return on time, due to health issues (mine and in the family) so expected to pay £100 fine, which I was annoyed with myself about, but could not really dispute as I should have done it. 

I thought it had been done on 7/2/25, downloaded the online copy of the form. Did not receive a confirmation email but did not realise. 

Received a letter 13th June to say it had not been done, so went online and did it. Weirdly the form was still there, as if I hadn't confirmed it. Did it the same day. 

Received Notice of Penalty Assessment to say my fines were £440. on 23/6/25. OMG. I am a lone parent with chronic illness, dealing with child chronic health issues, on Universal Credit and part time hours. I can not afford this. It says pay within 30 days of date on letter which is 28/6/25, not even when I received it. 

Do you have any advice or experience that could help?

Thanks everyone

Comments

  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 17,648 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Hi everyone, 

    I have been self-assessed for some years now. 

    I did not file my tax return on time, due to health issues (mine and in the family) so expected to pay £100 fine, which I was annoyed with myself about, but could not really dispute as I should have done it. 

    I thought it had been done on 7/2/25, downloaded the online copy of the form. Did not receive a confirmation email but did not realise. 

    Received a letter 13th June to say it had not been done, so went online and did it. Weirdly the form was still there, as if I hadn't confirmed it. Did it the same day. 

    Received Notice of Penalty Assessment to say my fines were £440. on 23/6/25. OMG. I am a lone parent with chronic illness, dealing with child chronic health issues, on Universal Credit and part time hours. I can not afford this. It says pay within 30 days of date on letter which is 28/6/25, not even when I received it. 

    Do you have any advice or experience that could help?

    Thanks everyone
    Is this your first late filing penalty in the years you have been in Self Assessment?

    If so you can always appeal against it.  You may have a perfectly valid excuse.  If you don't appeal it won't just magically disappear.  But if you do appeal HMRC may be sympathetic, especially for a first offence.
  • sheslookinhot
    sheslookinhot Posts: 2,290 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A friend, in Scotland, advised this week he successfully overturned a fine, this month, for being 3 months late with his self assessment. He literally had no case to answer but he cited to HMRC communication issues.
    Mortgage free
    Vocational freedom has arrived
  • lovesreading
    lovesreading Posts: 22 Forumite
    Fourth Anniversary 10 Posts Photogenic
    Thank you yes it is I will appeal it 
  • LITRG
    LITRG Posts: 88 Organisation Representative
    Eighth Anniversary 10 Posts Name Dropper Photogenic
    Hi lovesreading, I'm sorry to hear about your situation. Please find a link to our recent article on reasonable excuse with some tips on making an appeal: https://www.litrg.org.uk/news/late-tax-return-penalties-do-you-have-reasonable-excuse
    Official Company Representative
    I am an official representative of LITRG (Low Incomes Tax Reform Group) part of the Chartered Institute of Taxation who are an educational charity. We are not part of MSE or HMRC. MSE has given permission for me to post on the Forum but this does NOT imply any form of approval of my organisation or its products by MSE. We can’t give individual advice, but if you require further help, we recommend that you contact a tax adviser, HMRC or one of the tax charities where relevant. You can find more information about where to get help with tax here. If you believe I am posting inappropriately please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • lovesreading
    lovesreading Posts: 22 Forumite
    Fourth Anniversary 10 Posts Photogenic
    Thank you so much LITRG amazingly I’d already found your article! It’s very useful, much appreciated. I wrote as much as I could, although you only have 1000 characters to state why … 
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