Planning for retirement; property purchase

AlanP_2

Yorkie1 said:

If OP took their private pension now (or, at least, more than a tax-free portion from it), might it limit how much they could pay into their workplace pension in the future?

Yes it would. MPAA would come in to effect and they would be limited to £10k p/a including employer contribution.

EnjoyingLife1000

Thanks everyone for all your input, all taken note of and the MPAA is not something I had previously heard of so will tread careful but looks like I will save like crazy and leave my pension alone for the time being.