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Santander Renewal

Options
My Santander mortgage is coming to the end of its current deal later this year.

If I apply to them for additional borrowing and they decline will this affect the option of selecting a new deal with the current mortgage that is usually available 4 months before it ends?

Thanks! 

Comments

  • kingstreet
    kingstreet Posts: 39,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No. Shouldn't impact next product.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • davetherave85
    davetherave85 Posts: 26 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    So even if they refuse me to borrow more based on affordability  they can’t stop me selecting a new product/deal when the current deal ends? 

    I.e they won’t make me do affordability, credit check etc again. 
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