We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Santander Renewal
Options
davetherave85
Posts: 26 Forumite
My Santander mortgage is coming to the end of its current deal later this year.
If I apply to them for additional borrowing and they decline will this affect the option of selecting a new deal with the current mortgage that is usually available 4 months before it ends?
Thanks!
If I apply to them for additional borrowing and they decline will this affect the option of selecting a new deal with the current mortgage that is usually available 4 months before it ends?
Thanks!
0
Comments
-
No. Shouldn't impact next product.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
So even if they refuse me to borrow more based on affordability they can’t stop me selecting a new product/deal when the current deal ends?I.e they won’t make me do affordability, credit check etc again.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards