We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Owing income tax
Options

ahfat41
Posts: 374 Forumite

in Cutting tax
Lost my husband on Xmas eve 2024. Today I received my tax code informing me I owe £195 earlier year and £165.20 this year. Nothing has changed except I got an extra £300 from his state pension and half his nhs pension together approx £1200. This cannot be right I want to write to HMRC but wonder whether it is worth it. Thanks
0
Comments
-
It COULD be right depending on what your total income was for those tax years and how much tax has actually been paid.
To get help here you'll have to post figures for all of your income including any interest on savings and tax paid on pensions.0 -
ahfat41 said:Lost my husband on Xmas eve 2024. Today I received my tax code informing me I owe £195 earlier year and £165.20
this year. Nothing has changed except I got an extra £300 from his state pension and half his nhs pension together approx £1200. This cannot be right I want to write to HMRC but wonder whether it is worth it. Thanks
State Pension never has tax deducted from it and the first pension payment like that you have inherited is usually paid using the emergency tax code, 1257L. That can mean no tax (or not enough) tax is deducted on smallish amounts.
0 -
If your total income is over the allowance of £12570 you will pay tax on any amount over that allowance.
Is that £1200 you mention monthly or yearly? If it is monthly that comes £14400 which is already over the tax allowance before taking into account any state pension or private pension you receive.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £9000. Current Total £4500.0 -
I hope you have managed to get things sorted.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £9000. Current Total £4500.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards